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Lesco Federal Credit Union Loan Rates
 Your credit union
offers a wide variety of loan programs for different needs. See our Current Loan Rates below for
rate and disclosure information on these services. Our loan
programs include:
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New and Used Vehicle Loans
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Home Equity Loans
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Secured Loans
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Signature Loans
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To apply for a loan, simply
stop in the office for an application. You may also call or email a
request for an application to be mailed to you. Automatic payment is available
with any of our loan services.
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New Vehicle Loans (includes motorcycles and used vehicles
one year old or less)
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Repayment Terms
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APR
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Up to 36 months
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3.99%
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Up to 48 months
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4.50%
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48 to 72 months
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4.99%
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Term based on MSRP
Will finance 100% of purchase price
Rate Calculator
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Used Vehicles Loans (2-3 years old)
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| Repayment Terms |
APR |
Conditions |
| 60 months |
6.50% |
Loan Amount under $15,000 |
| 66 months |
6.50% |
Loan amounts between $15,000 - $20,000 |
| 72 months |
6.50% |
Loan amount over $20,000 |
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Term based on NADA value
Will finance up to 100% of NADA average retail price
Rate Calculator |
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Used Vehicles Loans (4 years or older)
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| Age of Vehicle |
Repayment terms |
APR |
| 4-5 years old |
48 months |
7.50% |
| Over 5 years old |
48 months |
8.50% |
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Will finance up to 100% of NADA average retail price
Rate Calculator |
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Home Equity Loans
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| Up to 5 years |
4.99% |
| 10 years |
5.99% |
| 15 year term ($50,000 - 100,000) |
6.99% |
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Borrow up to 80% of appraised value
Rate Calculator |
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Other Loans
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Loan Type
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Repayment Terms
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APR
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Conditions
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Shares Secured Loan
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N/A
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5.00%
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Minimum payment $50.00/month
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Unsecured Loan
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12 Months |
10.0% |
$10,000 maximum loan amount.
Loans of more than $5,000 require a debt ratio of 30% or less.
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24 Months |
11.0% |
36 Months |
12.0% |
48 Months |
13.0% |
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Visa Classic Credit Card
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Open-Ended
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10.9%
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Maximum of $3,000 Credit limit based on
credit score
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Rate Calculator
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| * Automatic payment is available with any of our loan services.
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Maximum aggregate loan amount is $75,000 per member
All Rates Subject to Change
We do business in accordance with the Federal
Housing Law and the Equal Credit Opportunity Act.
Copyright © 2004 - Pennsylvania Credit Union
Association
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