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Lesco Federal Credit Union Loan Rates

Your credit union offers a wide variety
of loan programs for different
needs. See our Current Loan Rates
below for rate and disclosure
information on these services. Our loan
programs include:

bullet New and Used Vehicle Loans
bullet Home Equity Loans
bullet Secured Loans
bullet Signature Loans

Member Loyalty Relationship
Pricing Discount

*Checking Account with Debit Card
Subtract .25%
*Direct Deposit/ Payroll Deduction
Subtract .25%
*Lesco Visa Credit Card
Subtract .25%
*earn up to an additional .75% discount


To apply for a loan, simply stop in the office or print an application at the bottom of the screen. You may also call or email a request for an application to be mailed to your home.
Automatic payment is available with any of our loan services.


New Vehicle Loans (includes motorcycles and used vehicles 2010-2011)
Repayment Terms
APR

Member Loyalty Relationship Discount
APR

Up to 72 months
4.00%

***   3.25% ***


Will finance 100% of purchase price
Rate Calculator



Used Vehicles Loans ( 2009 - Older)
Repayment Terms APR Member Loyalty Relationship Discount
APR
48 months 4.50% *** 3.75% ***
60 months 4.75% *** 4.00% ***
72 months 5.00% *** 4.25% ***

Term based on NADA value
Will finance up to 100% of NADA average retail price
Rate Calculator



Home Equity Loans
Term APR Member Loyalty Relationship Discount
APR
5 years 4.00% *** 3.25% ***
10 years 5.00% *** 4.25% ***
15 years 6.00% *** 5.25% ***

Borrow up to 80% of appraised value
Rate Calculator



Other Loans

Loan Type Terms APR

Member Loyalty Relationship Discount APR

Conditions
Shares
Secured
Loan

Maximum
72
Months

4.00%

*** 3.25 ***

Minimum payment $50.00/month
Unsecured Loan 12 Months 10.0%

*** 9.25 ***

$10,000 maximum loan amount.
Loans of more than $5,000 require a debt ratio of 30% or less.
24 Months 11.0% *** 10.25 ***
36 Months 12.0%

*** 11.25 ***

48 Months 13.0%

*** 12.25 ***


Rate Calculator
* Automatic payment is available with any of our loan services.


Visa Classic Credit Card

Visa Classic
Credit Card
Open-Ended 10.9% Maximum of $5,000
Credit limit based on
credit score

 

All Rates Subject to Change

 

Loan Application Form Sales Agreement Form

 

   

We do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act.

Copyright © 2004 - Pennsylvania Credit Union Association

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