CALL: (724) 539-9744 • ROUTING: 243382187
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Loan Products
Lesco offers a variety of loans for different needs. See our Current Loan Rates below for rate and disclosure information. Lesco offers the following types of loans:
- New & Used Automobile Loans
- Home Equity Loans
- Secured Loans
- Unsecured Loans
Rates Effective January 1, 2022. Rates subject to change without notice.
| Automobile (includes motorcycles) | ||
| 2022-2021 | APR* | Relationship Pricing Discount Rate |
| Max Term 6 Years | 4.00% | 3.25% APR* |
| Automobile (includes motorcycles) | ||
| 2020-2013 | APR* | Relationship Pricing Discount Rate |
| 4 Year Term | 4.00% | 3.25% APR* |
| 5 Year Term | 4.25% | 3.50% APR* |
| 6 Year Term | 4.50% | 3.75% APR* |
| Automobile (includes motorcycles) | ||
| 2012-2004 | APR* | Relationship Pricing Discount Rate |
| 3 Year Term | 6.50% | 5.75% APR* |
| 4 Year Term | 7.00% | 6.25% APR* |
| 5 Year Term | 7.25% | 6.50% APR* |
(Finance up to 100% of the purchase price)
| Home Equity |
||
| APR* | Relationship Pricing Discount Rate | |
| 0-5 Years | 4.00% | 3.25% APR* |
| 6-10 Years | 5.00% | 4.25% APR* |
| 11-15 Years | 6.00% | 5.25% APR* |
(Borrow up to 80% of the appraised value)
| Share Secured |
||
| APR* | Relationship Pricing Discount Rate | |
| 6 Year Max Term | 4.00% | 3.25% APR* |
| Unsecured |
||
| APR* | Relationship Pricing Discount Rate | |
| 12 Month | 10.0% | 9.25% APR* |
| 24 Month | 11.0% | 10.25% APR* |
| 36 Month | 12.0% | 11.25% APR* |
| 48 Month | 13.0% | 12.25% APR* |
Relationship Pricing
If you set up an Automatic Payment Transfer, you can receive an additional 0.25% off any loan rate for EACH of the following utilized services:
- Checking Account with debit card
- Direct Deposit or payroll deduction
- Lesco visa credit card
(MAXIMUM DISCOUNT OF 0.75%)
We want to THANK YOU for using our products, so please take advantage of relationship pricing! Through this member loyalty program, you're able to get a lower loan rate.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
We do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act.
Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-539-9745 for assistance. Products and services available on this website are available at our office located at 2613 Ligonier St, Latrobe, PA 15650.